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Roofing advice

Does home insurance cover roof leaks?

When home insurance may cover roof damage, when it usually doesn't, and how to prepare a claim.

It depends on your policy

Many buildings policies cover sudden damage, such as storm damage, but not gradual wear and tear or poor maintenance. Always check your own policy wording or speak to your insurer.

What helps a claim

Photos of the damage, the date it happened, and a written report and quote from a roofer. Make the roof watertight to prevent further damage, and keep receipts.

Services that can help

More advice

Book a roof inspection

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